Wanda Williams Turner

Whether you're facing foreclosure or just feeling unnerved as you see foreclosure signs popping up in your neighborhood, you can take action to avert the worst.  This foreclosure guide helps you if you're facing foreclosure, or if you just want help...    Read more: http://www.houselogic.com/guide/foreclosure-faq

 

Questions you may be asking

I can't make my payments. What do I do?

 

Facing Foreclosure: What to Do Right Now

If you’re facing foreclosure, don’t panic: Take steps right now to save your home or at least lessen the blow of its loss. 

How to Talk to Your Lender About Foreclosure

When facing foreclosure, the first step is to get in touch with your lender to discover your option 

What are my alternatives to foreclosure?

Fight Foreclosure Through Redemption or Reinstatement

Redemptions and reinstatements are among the rarest tactics to fight foreclosure. Your home must be in a state that supports them; even more important, you must have access to cash 

Making Home Affordable: The Modification Option

The Making Home Affordable program offers at-risk homeowners a chance to modify mortgages to avoid foreclosure on their homes.

Foreclosure Alternative: The Short Sale

A short sale is far from hassle-free, but it’s a better alternative than foreclosure. And now you’ve got a little help from your friends in D.C. Here are the facts about short sales and how to get started.

Foreclosure Alternative: Deed in Lieu

Facing foreclosure and you just want it over with? The deed in lieu of foreclosure may be your best alternative. Here are the advantages, disadvantages and tips on obtaining a deed in lieu.

What should I know about foreclosure scams?

Undercover Investigation Exposes Foreclosure Rescue Fraud

A year-long undercover investigation by four fair housing organizations into 80 mortgage loan modification companies has uncovered common tactics used by scammers to entice home owners to use their services.

Who can help me?

OCC Starts Review of Millions of Foreclosure Actions

If your lender took an unfair foreclosure action against you, you could be eligible for an independent review and compensation.

Foreclosure Help: 5 Pros You Need on Your Team

Know which experts provide foreclosure help—often at no cost to you—and how to find them.

Avoid Foreclosure Rescue Scams

With foreclosure rescue scams widespread as more homeowners fall behind on mortgage payments, be smart if you seek help.

Foreclosure Counselors: What They Can and Can't Do

Foreclosure counselors can make the difference between losing your home and keeping it. Here’s how they work and how to choose one.

Fannie Mae Offers Forbearance to Military Families in Foreclosure

Military families who’ve suffered a tragedy or injury may find foreclosure relief in a new Fannie Mae program that offers forbearance.

Home Owners in Foreclosure: Who's Helping Them?

Organizations all over the country are pitching in to help solve the foreclosure crisis. They use different strategies, but they share a common goal:     helping home owners in financial distress keep their homes.

Website Resources for Foreclosure Help

Here are some legitimate resources to help you fight the foreclosure crisis.

How will foreclosure affect my credit score?

How FICO Credit Scores Work

Buying a house, refinancing it, getting a loan, getting a job—they’re all dependent on your FICO credit score. It pays to learn how it’s calculated.

When is Foreclosure Removed from Your Credit Report?

Use this handy guide to figure out how quickly you can buy a home after a major financial setback when applying for a loan through FHA, Fannie Mae, or Freddie Mac.

How Foreclosure Affects Your Credit Score

Foreclosures—and how you handle them—may have long-term credit score implication

Can I ever be a homeowner again?

5 Steps to Owning a Home Again After Foreclosure

Foreclosure is just a one-time event—with discipline and perseverance, you can get a mortgage and become a homeowner again.

How does the foreclosure moratorium affect me?